Personal
Swiss Payments digital
Account with clear fees
Open your account online, get your card, and manage all your payments and selected stablecoins from a simple, secure app.
- 100% Digital
- Instant Card
- Instant Payments
Everything You Need for Everyday Payments
Swiss & EUR accounts
Hold and move money in major currencies from one app.
Instant virtual card
Start paying online as soon as your account is approved.
Physical debit card
Use your card in-store and online worldwide.
Local & international transfers
Pay bills, send money to friends or move funds abroad.
Stay on Top of Your Money
100% digital onboarding
Sign up from your phone, no branch visit needed.
Spending insights
Track categories, set budgets and monitor your monthly trends.
Smart notifications
See every transaction and subscription in real time.
Save as you spend
Optional round-up features and saving goals.
Simple pricing, No surprises
Choose the plan that fits the way you live. Our fees are clearly listed before you confirm any action.
Account Maintenance
From 5 CHF/ month
Card Payments in CHF
0 CHF
International card payments
From 1.5% FX Fee
ATM Withdrawals
2 CHF in Switzerland, from 5CHF abroad
Who can open
a personal account?
Residents who pass our standard KYC checks and meet our risk criteria can open a personal account fully online. We verify your identity, address and tax residency in line with Swiss AML rules.
